We may be able to help you recover unclaimed money you didn't even know existed.
What You Should Know?
Have you heard of, and do you know, what a “Tax Foreclosure Overage Is“?
These are funds with additional names beside overage. The more common labels are: excess proceeds and overbids, often interchanged with the term “overage. When a property owner stops paying property taxes, the local municipality (county) will seize the property and sell it at either their monthly, quarterly or annual tax sale auction.
What You Should About in this Situation?
When someone defaults on their mortgage payments, the lender will likely foreclose. In most states, a “Tax Foreclosure Overage” occurs, it will be sold at a public auction where the property is sold to the best price bid / bidder who then becomes a property owner by paying the taxes owed and any other liens outstanding. If this, or any foreclosure property sale, results in surplus funds (money over and above what needed to pay off all the taxes and any liens outstanding on the property), this overage/extra money belongs to the original property owner for 3 years, not the lender or the mortgage company nor the local or any state government group(s) holding the overage funds.
How excess funds (potential overage funds) are calculated?
If your home sells at a tax foreclosure sale for $400,000. The government tax collector will collect the outstanding tax debt bill (in this discussion – $325,000). If there are no more debts, i.e. additional liens associated with your property, then the additional $75,000 is an excess/overage fund that, by law, belongs to the previous homeowner
Who could help you (and your family), to help apply and claim your remaining overage? Overage Recovery Advocates (ORA) can. Has your home been recently foreclosed? We can help you get that overage/refund from the ORA team has experience working with people like you who have lost their homes due to a tax foreclosure sale. ORA has a team of experts to work with government entities to evaluate if there is any unpaid balance(s) in the form of a tax foreclosure refund waiting to be claimed if one takes the steps to recover it. We could. It’s easy to get started! It involves a 6 Step Process.
It's easy to get started!
Step 1
We audit government agencies across the entire United States / 50 states to locate unclaimed tax foreclosure overage refund money. We have the ability to pursue your money in a timely and professional manner to keep you fully informed of our Overage Recovery Advocacy (ORA) entire 6 step process of your unclaimed tax foreclosure overage refund.
Step 2
We ask that you either Call, Text, or send us an Email today. We answer any all the questions you may have. Once all relevant info is discussed/shared with you and documented, we begin working the process to find any money that may be owed you.
Step 3
Address Questions & Prepare Necessary Paperwork
After All of Your Questions have been addressed and you are ready to claim money that is rightfully yours, we will send to you (registered parcel tracking services (Fed Ex, UPS or US Postal Service) all of the necessary paperwork that must be completed by you, in order to recover your refund. It is not a hard task to complete the paperwork we will send to you.
Step 4
Once all your completed paperwork is thoroughly reviewed, completed, and brought to a legal professional to get the paperwork fully reviewed, insure accuracy and signed by a notary and/or an attorney to assure all information protects your interests.
Step 5
Processing Proper Paperwork
The paperwork that we send out to you is to allow you to review and sign with the presence of either a lawyer or notary, in your area. After signing these documents, they need to be returned back to us, either by registered parcel tracking services (Fed Ex, UPS or USPS) in order to process to the group holding the overage funds of yours, for final payment.
Step 6
Your Overage Funds Final Payment Claim
Once we get the returned signed documents from you, we will take care of the rest! We will submit the signed documents to the government group that will prepare and release your tax overage refund check for your claim! We will celebrate with you when you get this deserved money